American Express Credit Cards

Types of American Express credit cards

Gold Rewards Card

Features:

• Metal card in gold or rose gold
• $200 back if you spend $1500 on your card in the first three months of membership
• Earn 2 Membership Rewards points per $1 spent
• Dining credit: $100 back when you spend $100 or more in one transaction at a participating restaurant. Valid twice a year. (Exclusions, T&Cs apply)
• Receive complimentary domestic and overseas travel insurance when you use your card to pay for your return trip. (Exclusions, T&Cs apply)
• Add up to four additional card members for no extra fee
• Up to 55 days interest free

Fees and charges:

• $200 annual fee
• Purchase interest rate: 22.95% p.a.

Airpoints Card

Features:

• 50 Bonus Airpoints Dollars on sign-up if you spend $750 on your card in the first three months of membership
• Earn 1 Airpoints Dollar for every $100 you spend on eligible purchases
• Add up to four additional card members no extra fee
• Up to 55 days interest free

Fees and charges:

• No annual fee
• Purchase interest rate: 0% p.a. for the first 6 months, 22.95% p.a. thereafter

Low Rate Credit Card

Features:

• Add up to four additional cards with no annual fee
• Up to 55 days interest free
• Enjoy access to offers, pre-sale concert tickets, invites and Card Member only experiences.

Fees and charges:

• $59 annual fee
• Purchase interest rate: 2.99% p.a. for the first 6 months, 12.69% p.a. thereafter

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Airpoints Platinum Card

Features:

• Earn 1 Airpoints Dollar for every $70 you spend
• 300 Bonus Airpoints Dollars on sign-up if you spend $1500 on your card in the first three months of membership
• Complimentary domestic and international travel insurance when you pay for travel on your card
• Koru Lounge Discounts
• Smartphone cover: pay for your smartphone outright, or pay your monthly smartphone contract or plan on your card, and you’ll be covered for up to $500 towards front screen repairs (10% excess applies)
• Add up to four additional card members for no extra fee
• Up to 55 days interest free

Fees and charges:

• $195 annual fee
• Purchase interest rate: 22.95% p.a.

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Platinum Card

Features:

• New metal card
• Earn two Membership Rewards points per dollar spent
• Receive 100,000 Membership Rewards Bonus Points when you apply online, are approved and spend $1500 on your new card within the first three months. New card members only. (T&Cs apply)
• Dining credit: $150 back when you spend $150 or more in one transaction at a participating restaurant. Valid twice a year. (Exclusions, T&Cs apply)
• Receive complimentary domestic and international travel insurance when you pay for travel on your card. (Exclusions, T&Cs apply)
• Smartphone cover: pay for your smartphone outright, or pay your monthly smartphone contract or plan on your card, and you’ll be covered for up to $500 towards front screen repairs
• $200 to spend on travel each year

Fees and charges:

• $1250 annual fee
• The Platinum Card is a charge card, so the full balance must be repaid each 44-day billing period

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